Episodes
Saturday Jul 31, 2010
Simple things to help you sell your home
Saturday Jul 31, 2010
Saturday Jul 31, 2010
I know this is going to sound very simple to some I have to tell you I cannot count the number of homes I have gone in and people do not see the detail cleaning that could be done. Kitchen and baths will make or break a sale many times. If your competeing with an as is sale price in your neghborhood then why would you want your home to look like its going to be an as is sale as well. Take time to clean and detail the home. Declutter and get organized. Hire a stagger to help you. If need be get some contractors in there to make your house pop with style. Simple things like new pulls and hinges in the kitchen do help. Its sometimes all the little things that make a buyer say yes. Alison Creamer Realtor, ABR, CDPE Keller Williams Realty 57-652-8880 www.bzibee.com www.alisoncreamer.com Licensed to sell Real Estate in Va
Saturday Jul 31, 2010
My lender said I was getting a 5.5% loan but the APR shows 6% ?
Saturday Jul 31, 2010
Saturday Jul 31, 2010
Vince Murray explains what is APR and what is your interest rate when buying a home. DO not get confused and the two numbers. Also So you REFI now or wait ? Vince Murray Tidewater Mortgage Services vmurray@twmortgage.com Phone: 757-605-4640
Saturday Jul 31, 2010
Price is all perspective
Saturday Jul 31, 2010
Saturday Jul 31, 2010
I was reading the Homefront article from the Virginia Pilot this weekend. Victoria Hecht had a great story about the cost of living in NYC compared to Hampton Roads. As I read the article it was apparent to me everything is perspective. Hampton Roads can be pricey if you're coming in from say Oklahoma. If you're a New Yorker then WOW you hit the jack pot when you moved here. Again its all perspective, our city sleeps, NYC does not. I hope you enjoy my take on the story and please share with me your thoughts on location and cost as you see it. Alison Creamer Realtor with Keller Williams Realty Hilltop 757-652-8880 www.bzibee.com
Saturday Jul 24, 2010
You booked your move online and they never showed up. What now ?
Saturday Jul 24, 2010
Saturday Jul 24, 2010
Im at the Daily Grind in Virginia Beach Town Center talking with Courtney Coe today. Not only is she a stunning you lady but a true professional in her industry. Our topic is about booking your move online and not getting what you expected . Courtney will come to you, Review what needs to be moved and put a plan together with you. The next time you think you will have an online move booked be careful they might have more fees or even worse they might never show up. How can a moving company tell you fee if they have never seen what will be moved ? Bekins Moving Courtney Coe 5827 Curlew Dr., Ste. 5 Norfolk, VA 23502 757-488-5666
Saturday Jul 24, 2010
I want a fixer upper can I get money for that ?
Saturday Jul 24, 2010
Saturday Jul 24, 2010
203k Streamline Rehab Loan Use this program to buy the cash only offer house that needs repairs done prior to closing to have a mortgage or the out-dated house that is perfect just stuck in the 70’s Loan Criteria: FHA loan with 3.5% down payment based on total of acquisition cost and repairs Must use an FHA approved inspector to determine estimate of repair costs Can be used to make repairs and upgrades to property after closing Appraisal value based on completed project Up to $35,000 in repairs No structural repairs allowed Can include cosmetic upgrades Construction must be complete in less than 6 months Can include monthly payments in loan amount while waiting for completion of project Must use Class A or B contractor that is licensed and insured McClean Mortgage Kevin C. Warren Senior Loan Officer 757-237-4920 860 Greenbrier Cir Suite 200 Chesapeake, VA 23320
Tuesday Jul 20, 2010
REIN STATS
Tuesday Jul 20, 2010
Tuesday Jul 20, 2010
REIN, Real Estate information Network. The next few minutes you will be mesmerized by all the numbers for 2009 and 2010 June reports ! Some great points to a recovering market other point to a decline in the market. Im just wanting to see the reports for July. I think the first time buyer credit helped push all the homes to close by the end of June. Many people were fearing the loss of 8k.
Wednesday Jun 30, 2010
Is now the time to REFI
Wednesday Jun 30, 2010
Wednesday Jun 30, 2010
Vince Murray with Tidewater Mortgage services Refi’s Is refinancing your home a good idea even if you’ve been in the house for a short period of time? Yes, the rates are in the 4’s now and it makes sense especially if you go with a 15 year loan. These rates are lower, sometime by a ½ % or more for a “par” rate comparison. Par is the going rate without paying any discount points to achieve that rate- meaning”0” points to buy down the rate. [You can pay up front to lower the interest rate.] In some instances the switch to a 15 year rate does not increase the monthly payment that much, especially if the client has paid on the 30 year note for a few years. With the reduced loan amount and the new reduced mortgage rate sometimes it can actually be lower per month. A recent loan I had done involved a single woman that had paid 8 years into a 30 year loan. I was able to knock off 7 years of the loan and reduced the payments by about $93 a month. She had financed less money for a shorter term and at a better rate. I believe that it was less than 2 % difference in the two loan rates. This same woman referred a neighbor of hers to me. In this case, her neighbor refinanced the original 30 year loan amount for 15 years and kept the cash difference to apply to some remodeling work. Her payment went up $106 a month, but knocked 8 years off her loan, and she was able to pay for the cost of the remodeling job. These are probably two exceptions to the general rule, but a 15 year loan saves so much money that it is worth it in the long run if you can afford the difference, since the rates are so low now. Whether it is a new purchase or a Refi, the time is now. When the government decides the value of the dollar is too low or you hear the word inflation in the news a few times during a weeks’ period, watch out- higher rates will follow the next week. I try to encourage people to act now and find out what can done for them because I don’t want them to say, “I wish I had refinanced when the rates were lower.” I know that has happened to me on more than a few occasions. The rates are at an all-time low now and it brings great satisfaction helping people get the most for their money. Especially afterwards when they say “that was easier than I thought.” Since completing the new testing and licensing requirements, I am more excited about the mortgage business. The new changes have been very positive. I have been receiving more new referrals and I can say that I have made many great new acquaintances. It’s nice to be involved in a business where you can help people actually find “new” money by refinancing or by giving them a peace of mind that they are getting the best deal available on buying their house.
Thursday Jun 24, 2010
What do you mean my shed is a concession ?
Thursday Jun 24, 2010
Thursday Jun 24, 2010
Kevin Warren with Mclean Mortgage talks about seller concession and seller contributions. Do you know the difference and do you know how the Realtor/Agent should be writing this for the contract ? How do you list a flat screen TV or that car and vacation the seller was going to give you to buy the house. Call Kevin Warren today to see how he can help you navigate the Loan process and get your the best deal! ame Kevin Warren Company McLean Mortgage Corporation E-mail Contact Kevin Warren (McLean Mortgage Corporation) Website http://www.kcwarren.net Cell Phone (757) 237-4920 Address Virginia Beach, VA, 23452 Description I specialize in sincere customer service for residential property mortgage needs. I also strive to understand the dreams and desires of my clients and make them reality.
Thursday Jun 24, 2010
Staging your home with Clear the Clutter Bekins Moving
Thursday Jun 24, 2010
Thursday Jun 24, 2010
What will your neighbors say about the pods sitting in the your drive way ? Everyone knows your moving and will this encourage someone to "break-in " Courtney Coe with Bekins Moving talks about using the Clear the Clutter program. Are you looking to sell your home and you have not place to store everything. Are you dreading moving twice once to clear it out then again when you move to your finial place. Listen to how this program can help you de-stress and relax during this process. Let Bekins help you ! Get an Estimate here http://www.bekins.com/moving/Full-Service-Household-Move-Get-an-Estimate Or call Courtney Coe 757-274-8369 Certified Moving Consultant at Bekins A-1 Movers Relocation Consultant at Bekins A-1 Movers, Inc
Thursday Jun 24, 2010
Meet Lee Pridgen with FarmBureau
Thursday Jun 24, 2010
Thursday Jun 24, 2010
Lee Pridgen Agent (o) 757-467-0603 (c) 757-620-0361 (f) 757-467-0508 1055 Kempsville Rd Virginia Beach, VA 23464 www.FarmBureauAdvantage.com