This weeks podcast is with Brian LaRoche who specializes in wealth management.
What are the areas people should focus on when starting your wealth plan? The purpose of all savings is to build income for your future. So the one question you should ask is.. "How does this effect my ability to create income when I retire?"
His speciality it talking about designing a financial plan. When you are 65-70 what will you wish you knew when you were between 30-55? How much you spend on your house has a huge impact on your financial ability to to do other things. How much should you spend on your house as a percentage of your income? What things do people not account for when owning a home?
What is title insurance and why is it important to purchase it!
Podcast with Carol Hare who is Underwriting Counsel with Fidelity National Title Ins. Company. Owner's title insurance is optional in Virginia but Carol shares some great examples of great reasons why you need to purchase it.
When you refinance a home do you need to purchase title insurance again? Do you have sufficient coverage?
I had the pleasure of chatting with Betsy Hughes, SRA with BK Appraisals. Appraisers holding the SRA designation have met rigorous requirements relating to education, testing, experience and demonstration of knowledge, understanding, and ability. This designation sets her apart from the typical residential appraiser. In order to maintain the designation continuing education above the state requirements is required.
We asked some of our listeners what things do you want to ask a real estate appraiser:
What are the requirements that a real estate appraiser is looking for when determining the appraised market value?
Does it help for a real estate agent to forward upgrades and comparables to help determine sales price?
What are the value of swimming pools and acreages?
Learn more about drone photography ( flying camera systems) with Jimmy Olivero, Skycam USA on this weeks podcast.
If you are looking for aerial photography/video make sure you use a licensed and insured drone operator because of the laws and regulations that you may not be aware of. There are many benefits to using aerial photography because of the many views and angles you can get, especially for the waterfront properties.
And if you are looking to get your own drone make sure you know how to operate a drone safely, the correct filters to use, how to frame a shot and obtain correct lighting to make sure you get the best shots of the property. Otherwise hiring a professional is advised.
Great Neck Doggie Daycare has 13,000 sq feet inside and another 26,000 sq feet outside. They are the only one in Tidewater that has in inground saltwater pool for your dogs. Come check out the special turf - K9 grass by Forever Lawn made specifically for dogs that your dogs can play on!
Contact Great Neck Doggie Daycare to schedule your tour!
Podcast chat with Benjamin Smith - Senior Loan Officer- NMLS #372396 at Old Point Mortgage, LLC and MPO Allen Perry, a DCJS Certified Crime Prevention Specialist.
In conjunction with the Virginia Beach Crime Prevention Unit, and in light of the crimes against Realtors in Hampton Roads in the past year (armed robbery and a rape), Benjamin Smith is coordinating a safety symposium with Old Point Mortgage.
We want everyone to learn the best practices on how to AVOID being a victim in the course of doing your jobs as Realtors.
They will also have on hand representatives from Colonial Shooting Academy to let you know about various defense courses and training they have available at their fantastic facility.
John Sancilio is a Senior Loan Officer and owner of Bay Mortgage, LLC. John is a licensed mortgage loan originator and has helped clients purchase and refinance their homes for more than 20 years including 6 years at a major national bank where he was a President’s Club award winner. He is a lifelong resident of Hampton Roads and a graduate of Norfolk Academy and Washington & Lee University.