Busting myths about real estate

September 29, 2016

Today's episode is a very short conversation about myth busting Real estate perception.

There so many people that earn a real estate license or dream to get a real estate license and think that business is just going to come by osmosis.

Trust me when I say it's going to take a minimum of 3 to 5 years for things to just flow your way. Work the hours or spend the money is the best advice I can give you.

I was lucky enough to start on a strong team with an amazing mentor. My suggestion is take every class you can, treat this as a career not a job, and be willing to commit to the hours.

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Brian LaRoche - Wealth Management

September 19, 2016

This weeks podcast is with Brian LaRoche who specializes in wealth management.  

What are the areas people should focus on when starting your wealth plan?  The purpose of all savings is to build income for your future.  So the one question you should ask is.. "How does this effect my ability to create income when I retire?"
  
His speciality it talking about designing a financial plan. When you are 65-70 what will you wish you knew when you were between 30-55? How much you spend on your house has a huge impact on your financial ability to to do other things. How much should you spend on your house as a percentage of your income? What things do people not account for when owning a home?

LaRoche Wealth Management
(757) 498-1911
blaroche@financialguide.com
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What is title insurance and why you need it

September 12, 2016

What is title insurance and why is it important to purchase it!  

Podcast with Carol Hare who is Underwriting Counsel with Fidelity National Title Ins. Company.  Owner's title insurance is optional in Virginia but Carol shares some great examples of great reasons why you need to purchase it.  

When you refinance a home do you need to purchase title insurance again?  Do you have sufficient coverage?  

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Q & A with a real estate appraiser

September 12, 2016
I had the pleasure of chatting with Betsy Hughes, SRA with BK Appraisals.   Appraisers holding the SRA designation have met rigorous requirements relating to education, testing, experience and demonstration of knowledge, understanding, and ability. This designation sets her apart from the typical residential appraiser. In order to maintain the designation continuing education above the state requirements is required.

We asked some of our listeners what things do you want to ask a real estate appraiser:

What are the requirements that a real estate appraiser is looking for when determining the appraised market value?

Does it help for a real estate agent to forward upgrades and comparables to help determine sales price?

What are the value of swimming pools and acreages? 

What are the adjustments for bedroom count?  

(757) 219-2838

 
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McCaskey & Associates: Flood Insurance tips for homeowners

August 29, 2016

Podcast with Janet McCaskey & Associates regarding some great tips for homeowners on getting flood insurance and even to help reduce the cost of flood insurance.  

Janet McCaskey & Associates: http://mccaskeyins.com/
820 Greenbrier Circle #2
Chesapeake, VA 23320
757-622-6450
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Laura Oliver - Blogger for A Frugal Chick

August 22, 2016
This podcast is a must listen to for everyone!  Being frugal isn't about just clipping coupons.  Laura Oliver - professional blogger with A Frugal Chick.
 
- Great tips on getting started on saving money 

- How to save money and even get free stuff here in Hampton Roads.   
- What is the greatest success story of saving money! 

- Holiday spending tips

- Seasonal shopping tips

You can find updated weekly tips with her on 13NewsNow every Sunday morning at 7:45am or subscribe to her email newsletter. 

Facebook :http://www.afrugalchick.com
Twitter: https://twitter.com/afrugalchick
YouTube: https://www.youtube.com/c/afrugalchick
Pinterest: https://www.pinterest.com/afrugalchick/
Instagram: https://www.instagram.com/afrugalchick/ 

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Skycam USA - Drone photography

July 28, 2016

Learn more about drone photography ( flying camera systems) with Jimmy Olivero, Skycam USA on this weeks podcast.  

If you are looking for aerial photography/video make sure you use a licensed and insured drone operator because of the laws and regulations that you may not be aware of.  There are many benefits to using aerial photography because of the many views and angles you can get, especially for the waterfront properties.  


And if you are looking to get your own drone make sure you know how to operate a drone safely, the correct filters to use, how to frame a shot and obtain correct lighting to make sure you get the best shots of the property.  Otherwise hiring a professional is advised.  


Watch the Lego video via SkycamUSA! 


Jimmy Olivero
Skycam USA 
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Great Neck Doggie Daycare

July 25, 2016

Meet Edward Ore - owner of Great Neck Doggie Daycare in Virginia Beach.  After spending 15 years as a mortgage banker he decided to leave the corporate world to follow his passion and open up a Doggie Daycare.  

Great Neck Doggie Daycare has 13,000 sq feet inside and another 26,000 sq feet outside.  They are the only one in Tidewater that has in inground saltwater pool for your dogs.  Come check out the special turf - K9 grass by Forever Lawn made specifically for dogs that your dogs can play on!

Contact Great Neck Doggie Daycare to schedule your tour!  
(757) 416-5289 
Facebook:  https://www.facebook.com/GreatNeckDoggieDaycare

Website: http://www.GreatNeckDoggieDaycare.com
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Safety Symposium for Realtors

July 5, 2016
Podcast chat with  Benjamin Smith - Senior Loan Officer- NMLS #372396 at Old Point Mortgage, LLC and MPO Allen Perry, a DCJS Certified Crime Prevention Specialist.  

In conjunction with the Virginia Beach Crime Prevention Unit, and in light of the crimes against Realtors in Hampton Roads in the past year (armed robbery and a rape), Benjamin Smith is coordinating a safety symposium with Old Point Mortgage.

We want everyone to learn the best practices on how to AVOID being a victim in the course of doing your jobs as Realtors.

They will also have on hand representatives from Colonial Shooting Academy to let you know about various defense courses and training they have available at their fantastic facility.


Event Page to RSVP https://www.facebook.com/events/1716114421974964/


Wed August 17th starts at 9 am 
Virginia Beach Police Academy
411 Integrity Way
Virginia Beach, Virginia 23451
Food Truck 757 Paradise Bistro will be there for coffee 
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What is the difference between a Mortgage Lender and a Mortgage Broker?

June 23, 2016

John Sancilio is a Senior Loan Officer and owner of Bay Mortgage, LLC. John is a licensed mortgage loan originator and has helped clients purchase and refinance their homes for more than 20 years including 6 years at a major national bank where he was a President’s Club award winner. He is a lifelong resident of Hampton Roads and a graduate of Norfolk Academy and Washington & Lee University. 


NMLS ID# 466694 (www.nmlsconsumeraccess.org)

John Sancillio 
(757) 410-9963
jsancilio@thebayway.com
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