Alison Creamer, Hampton Roads REALTOR®

Modern Femme Movement

What is the Modern Femme Movement?  This podcast we got to chat with Katy Blevins, co-founder of of this community of women that has come together to support and build one another to be their best self.

Modern Femme Movement is a spacw where women can show upa nd talk about what is going on in their business and personal lives.  A life we dream about.  

What do I want my life to be like?

What do I need to do to actualize this?  

Lead with love...

Katy Blevins

katy@modernfemme.com 

 

 

Brian LaRoche - Wealth Management

This weeks podcast is with Brian LaRoche who specializes in wealth management.  

What are the areas people should focus on when starting your wealth plan?  The purpose of all savings is to build income for your future.  So the one question you should ask is.. "How does this effect my ability to create income when I retire?"

  

His speciality it talking about designing a financial plan. When you are 65-70 what will you wish you knew when you were between 30-55? How much you spend on your house has a huge impact on your financial ability to to do other things. How much should you spend on your house as a percentage of your income? What things do people not account for when owning a home?

LaRoche Wealth Management

http://www.larochewealth.com

(757) 498-1911

blaroche@financialguide.com

What is title insurance and why you need it

What is title insurance and why is it important to purchase it!  

Podcast with Carol Hare who is Underwriting Counsel with Fidelity National Title Ins. Company.  Owner's title insurance is optional in Virginia but Carol shares some great examples of great reasons why you need to purchase it.  

When you refinance a home do you need to purchase title insurance again?  Do you have sufficient coverage?  

McCaskey & Associates: Flood Insurance tips for homeowners

Podcast with Janet McCaskey & Associates regarding some great tips for homeowners on getting flood insurance and even to help reduce the cost of flood insurance.  

Janet McCaskey & Associates: http://mccaskeyins.com/

820 Greenbrier Circle #2
Chesapeake, VA 23320
757-622-6450

Laura Oliver - Blogger for A Frugal Chick

This podcast is a must listen to for everyone!  Being frugal isn't about just clipping coupons.  Laura Oliver - professional blogger with A Frugal Chick.

 
- Great tips on getting started on saving money 

- How to save money and even get free stuff here in Hampton Roads.   

- What is the greatest success story of saving money! 

- Holiday spending tips

- Seasonal shopping tips

You can find updated weekly tips with her on 13NewsNow every Sunday morning at 7:45am or subscribe to her email newsletter. 

Facebook :http://www.afrugalchick.com

Twitter: https://twitter.com/afrugalchick

YouTube: https://www.youtube.com/c/afrugalchick

Pinterest: https://www.pinterest.com/afrugalchick/

Instagram: https://www.instagram.com/afrugalchick/ 

Safety Symposium for Realtors

Podcast chat with  Benjamin Smith - Senior Loan Officer- NMLS #372396 at Old Point Mortgage, LLC and MPO Allen Perry, a DCJS Certified Crime Prevention Specialist.  

 

In conjunction with the Virginia Beach Crime Prevention Unit, and in light of the crimes against Realtors in Hampton Roads in the past year (armed robbery and a rape), Benjamin Smith is coordinating a safety symposium with Old Point Mortgage.

We want everyone to learn the best practices on how to AVOID being a victim in the course of doing your jobs as Realtors.

They will also have on hand representatives from Colonial Shooting Academy to let you know about various defense courses and training they have available at their fantastic facility.

Event Page to RSVP https://www.facebook.com/events/1716114421974964/

Wed August 17th starts at 9 am 

Virginia Beach Police Academy

411 Integrity Way

Virginia Beach, Virginia 23451

Food Truck 757 Paradise Bistro will be there for coffee 

Farm Bureau Hurricane coverage and Rates

We are talking with Lee Pridgen from Farm Bureau.  Our topic for this podcast is Hurricane coverage cost and rates.  We have a few tips on making sure you have the right coverage as awell as selecting the right company to cover your homes and cars. Lee is my personal insurance agent here in Virginia Beach. I have multiple polices with him and have been extremely happy with the service Lee and the company provides. When we had a strong storm come through a few years ago Lee reached out to us to ensure we were okay. Its customer service like this that keeps me with the company. you can find Lee here at http://leepridgen.com/

Virginia Farm Bureau

Lee Pridgen

Work: (757) 546-8000 Cell: (757)620-0361 Fax: (757)546-8872

lee.pridgen@vafb.com

Office Address:

552 South Battlefield Blvd

Chesapeake, Virginia 23322

Mailing Address:

552 South Battlefield Blvd

Chesapeake, Virginia 23322

11 tips on hiring a contractor

11 tips on hiring a contractor 1. Get recommendations 2. Have 3 written estimates 3. Check if there has ever been a complaint about them or the company 4. Make sure they have the proper licensed and registration requirements 5. Get the names of all suppliers they will use and ask if the contractor makes timely payments 6. Contact your local building inspection department to check for permits and inspections requirements 7. Ask to see the contractors insurance certificate 8. Insist on a written contract 9. Understand your payment options 10. Don’t not complete the contract until you know all permits are clear and all vendors have been paid 11. Pay by credit card when you can, You may have some payment options if you have to stop payment to the contractor

Are you covered with the right amount of coverage

Are you covered with the right amount of life insurance ? What would happen to your family if something took you away from them. Please call Lee to talk about your insurance needs. Im sure he can help you out ! Agent (o) 757-467-0603 (c) 757-620-0361 (f) 757-467-0508 1055 Kempsville Rd Virginia Beach, VA 23464 www.FarmBureauAdvantage.com

My lender said I was getting a 5.5% loan but the APR shows 6% ?

Vince Murray explains what is APR and what is your interest rate when buying a home. DO not get confused and the two numbers. Also So you REFI now or wait ? Vince Murray Tidewater Mortgage Services vmurray@twmortgage.com Phone: 757-605-4640