This Podcast was brought to you by Alison Creamer:
This podcast is a summary of Real Estate information for the Hampton Roads area. REIN stats show the Median Home Sale price for South-side Hampton Roads dropped again. The median sale price in Jan 2008 was 224.9 this Jan 2009 it is at 194k This is about where the levels were in 2005. My podcast is a reminder in 2005 the prices might have been lower but the rates were not. If you are a VA buyer , Military person or someone who plan on being in the area for sometime now is a great time to buy. Seller are flexible, rates are low and prices have dropped. It will be interesting to see what February numbers bring. It appears that in 08 prices dropped in February but peaked in July. I think that means if the trend happens again this is the lowest point for prices and we might expect to see a small rise in median sale prices as we go in to the summer months. Are you currently looking to buy a home in Hampton Roads ? I would like very much to talk with you about the options and trends. If you are a seller in this market you need someone who will give you the hard facts about what to expect. Its not always an easy job to deliver bad news or news we know the client does not want but this is not a time to ignore the facts. I spend a lot of time communicating what is going on. I will ensure you are aware of the market and allow you to make changes with your listing that will keep you ahead of the curve.
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Posted in Mortgages on Jan 17th, 2009 No Comments »
Naoma Doriguzzi explains why you need to offer all your information upfront With the new loan guidelines you will want to ensure your lender can give you the right information. The last issue you want it to find out you can get the rate you wanted at the last minute.
My name is Naoma Doriguzzi and I am a mortgage consultant with Union Mortgage Group. I have been doing mortgages for the past 4 years in Virginia. I have access to hundreds of programs and there is a loan for almost every situation. Whether you want to purchase your dream home or refinance your current home, I can provide a custom solution to fit your need.
· Commercial
· 100% Investment Properties
· Stated Income
· Less than Perfect Credit (As low as 480 credit)
· Interest Only
· New Construction
· FHA/VA/VHDA
· 103% Financing
Because most of my business comes from referrals, you are very important to me. When you refer your friends ,family and people you care about to me, you allow me to focus my time and attention on you and your borrowing experience. Your endorsements are greatly appreciated! You are the foundation of my business.
Contact me for your free consultation, and experience the fast, fair and friendly service that I can provide.
Naoma Doriguzzi
757-971-2876 Cell
757-306-3300 Office
757-306-3304 Fax
ndoriguzzi@union-mtg.com
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Thanks to Justin Williams a lender at Prosperity Mortgage . Our conversation today is about getting the best mortgage options and looking at second opinions. There are still great loan opportunities for credit challenged and cash poor buyers. Justin explains credit scores are not the only factor in getting a loan. I welcome you to give Justin a call if you want to investigate other options for your mortgage. Please tell Justin you heard his PODCAST with Alison Creamer when yo do call.
Justin A. Williams
Sr. Loan Officer
Office Phone:(757) 490-9200
Cell Phone:(757) 692-3464
Address:4701 Columbus St Suite #300, Virginia Beach, Va, 23454
Email: Justin.Williams@prosperitymortgage.com
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