January Thoughts

January 23, 2009

Still looking to buy a home ? Lets talk about it . I see tons of great buys.

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Why does a lender need your social security before you can get your interest rate ?

January 17, 2009

Naoma Doriguzzi explains why you need to offer all your information upfront With the new loan guidelines you will want to ensure your lender can give you the right information. The last issue you want it to find out you can get the rate you wanted at the last minute.

My name is Naoma Doriguzzi and I am a mortgage consultant with Union Mortgage Group. I have been doing mortgages for the past 4 years in Virginia. I have access to hundreds of programs and there is a loan for almost every situation. Whether you want to purchase your dream home or refinance your current home, I can provide a custom solution to fit your need.

· Commercial · 100% Investment Properties · Stated Income · Less than Perfect Credit (As low as 480 credit) · Interest Only · New Construction · FHA/VA/VHDA · 103% Financing

Because most of my business comes from referrals, you are very important to me. When you refer your friends ,family and people you care about to me, you allow me to focus my time and attention on you and your borrowing experience. Your endorsements are greatly appreciated! You are the foundation of my business.

Contact me for your free consultation, and experience the fast, fair and friendly service that I can provide.

Naoma Doriguzzi 757-971-2876 Cell 757-306-3300 Office 757-306-3304 Fax ndoriguzzi@union-mtg.com

Interview with Justin Williams ,Prosperity Mortgage

January 9, 2009

Thanks to Justin Williams a lender at Prosperity Mortgage . Our conversation today is about getting the best mortgage options and looking at second opinions. There are still great loan opportunities for credit challenged and cash poor buyers. Justin explains credit scores are not the only factor in getting a loan. I welcome you to give Justin a call if you want to investigate other options for your mortgage. Please tell Justin you heard his PODCAST with Alison Creamer when yo do call.

Justin A. Williams Sr. Loan Officer Office Phone:(757) 490-9200 Cell Phone:(757) 692-3464 Address:4701 Columbus St Suite #300, Virginia Beach, Va, 23454 Email: Justin.Williams@prosperitymortgage.com

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January Thoughts

January 7, 2009

2009 is up and ready to go !