Alison Creamer, Hampton Roads REALTOR®

What do you mean my shed is a concession ?

Kevin Warren with Mclean Mortgage talks about seller concession and seller contributions. Do you know the difference and do you know how the Realtor/Agent should be writing this for the contract ? How do you list a flat screen TV or that car and vacation the seller was going to give you to buy the house. Call Kevin Warren today to see how he can help you navigate the Loan process and get your the best deal! ame Kevin Warren Company McLean Mortgage Corporation E-mail Contact Kevin Warren (McLean Mortgage Corporation) Website http://www.kcwarren.net Cell Phone (757) 237-4920 Address Virginia Beach, VA, 23452 Description I specialize in sincere customer service for residential property mortgage needs. I also strive to understand the dreams and desires of my clients and make them reality.

Staging your home with Clear the Clutter Bekins Moving

What will your neighbors say about the pods sitting in the your drive way ? Everyone knows your moving and will this encourage someone to "break-in " Courtney Coe with Bekins Moving talks about using the Clear the Clutter program. Are you looking to sell your home and you have not place to store everything. Are you dreading moving twice once to clear it out then again when you move to your finial place. Listen to how this program can help you de-stress and relax during this process. Let Bekins help you ! Get an Estimate here http://www.bekins.com/moving/Full-Service-Household-Move-Get-an-Estimate Or call Courtney Coe 757-274-8369 Certified Moving Consultant at Bekins A-1 Movers Relocation Consultant at Bekins A-1 Movers, Inc

Meet Lee Pridgen with FarmBureau

Lee Pridgen Agent (o) 757-467-0603 (c) 757-620-0361 (f) 757-467-0508 1055 Kempsville Rd Virginia Beach, VA 23464 www.FarmBureauAdvantage.com

Is your home costing you money ? Would you like an energy audit ? Who can help me with a 203k Rehab?

Virginia Home Performance - Met Ray and hear how his company can help you have a better more efficient homes. EEM mortgage and new construction ratings. Welcome to Virginia's Best Home Performance Contractor! A drafty home, rooms that are too hot or too cold, and high energy bills are all common issues for homeowners. A quality installation of a new heating or air conditioning system, buying replacement windows, or adding more insulation may fix part of the problem, but the way to better results is through an integrated "whole-house" approach that looks at your most valuable investment as a system.  We pride ourselves on diagnosing your homes issues and fixing them right the first time! Virginia Home Performance Hampton Roads 900 Commonwealth Place, Suite 200 Virginia Beach, VA 23464 (757) 309-4786 - Office (757) 313-6634 - Fax (800) 757-6955 - Toll Free Office or Fax  Energy Efficient Mortgages (EEMs) has received a majot boost when the Federal Housing Administration (FHA) recently increased its limits for financing improvements to the energy efficiency of a home.

Bekins - Get rid of the clutter and reduce stress

Clear the Clutter BEKINS A-1 MOVERS Courtney Coe Certified Moving Consultant 757-274-8369 direct 757-466-9350 office OVERVIEW: Discounted storage program designed to help realtors and homeowners clear the "extra stuff" hanging around a house to sell it faster and for more money. It's almost impossible to sell a house without renting a "POD" or self storage unit. Many home owners don't have the time and/or energy to pack, load and transport furniture and boxes to self storage units in a timely manner to get things out of the way before the house is listed. Communities are also cracking down on portable storage devices sitting in driveways for extended periods of time and may not allow them at all. Plus, even with it sitting in the front yard, many are getting broken in to.Bekins A-1, is offering a program where they bring out large storage crates that they pack and load and then bring back to their local storage facility, where they keep your belongings in a secure, regulated climate until your home is sold.The cost per crate is $250.00. This includes Bekins providing 10 boxes (packing them for the customer), loading boxes and furniture into the crate and storing for two months. After two months of storage, the cost is only $35.00 per crate, per month. Once the house is sold, Bekins A-1 can handle the "big move" whether it's locally, out of state, or international.Courtney can come out to the house to provide a free estimate, not just for the storage crates, but also price out the Big Move, so the homeowner can create a moving budget.Courtney also does presentations for Realty Offices in Hampton Roads for realtors wanting more information. Courtney Coe Certified Moving Consultant

Can you increase your home energy performance ? Meet Ray with Virginia Home Performance

Virginia Home Performance - Met Ray and hear how his company can help you have a better more efficient home. Rays company can help you qualify for a EEM mortgage or 203k Rehab. Welcome to Virginia's Best Home Performance Contractor! A drafty home, rooms that are too hot or too cold, and high energy bills are all common issues for homeowners. A quality installation of a new heating or air conditioning system, buying replacement windows, or adding more insulation may fix part of the problem, but the way to better results is through an integrated "whole-house" approach that looks at your most valuable investment as a system.  We pride ourselves on diagnosing your homes issues and fixing them right the first time! Virginia Home Performance Hampton Roads 900 Commonwealth Place, Suite 200 Virginia Beach, VA 23464 (757) 309-4786 - Office (757) 313-6634 - Fax (800) 757-6955 - Toll Free Office or Fax  Energy Efficient Mortgages (EEMs) has received a majot boost when the Federal Housing Administration (FHA) recently increased its limits for financing improvements to the energy efficiency of a home.

Where does my loan money come from ? And why do I care about GREECE ?

Meet Vince Murray with Tidewater Mortgage Services they are a direct lender for home loans. Vince is new to lending but not new to excellent customer service. Vince passed all is license test with flying colors. If your looking for a lender with EXCELLENT service call Vince today. He is ready to work for you . As a new lender he has the best education an no bad habits to hold him back. Thanks Vince it was a great interview. Vince's office near Lynnhaven Mall and easy to get to .

Where can I get a down payment ? What about VHDA ?

Kevin Warren Company: McLean Mortgage Corporation E-mail: Contact Kevin Warren (McLean Mortgage Corporation) Website: http://www.kcwarren.net Cell Phone: (757) 237-4920 About Us:  As a Senior Loan Officer at Mclean Mortgage Corporation, my main priority is providing personalized, friendly, customer service to my customers. I carefully select the best loan options to present each client from an inventory of more than 300 home loan products. I will find you the best loan program for your family's needs now and in the coming future. I am proud to be a loan officer for MClean Lending Corporation, and I look forward to fulfilling your home financing needs. I want to be your personal mortgage consultant for life. Home Loan Down Payments When obtaining a home loan or mortgage, most loans require a down payment- FHA requires 3.5% down VHDA is a state program that allows you to finance the 3.5% down payment for FHA loans VA loans (military members) have a $0 down payment requirement Conventional loans usually requires 20% down Investment property loans require 20% at least down Sources for down payments: Checking/Savings account 401k loans Vehicle equity loans Other property equity loans (jewelry, art, etc.) ***Not allowed from unsecured funds- credit cards, unsecured/signature loans Gifts from Churches / Non-profit organizations / Employers Gifts or loans from family members Interest Abatement Features: If a Seller is willing to give maximun Closing Cost Assistance, it should cover all closing costs and pay the first 6 months of interest on the mortgage payment. This allows you to build your savings back up, or repay car, 401k, or family loans.

Why does my lender ask me a million times for the same thing ?

Why does it seem that my lender has no clue of what they are doing ? Are you in the middle of buying a home or selling a home and it seems that every time you turn around they want more items ? James and I talk about why this happens. James does a great job explaining why this happens. There are 3 or more people that look over your loan file, each person might have their own questions. Many sales are taking more than 30 days to close if this happens you will need to have updated information. Call James today to talk more about getting a loan on your next home. James Walrod. 757-351-6408 james.walrod@union-mtg.com NMLS 1907, NMLS 260324

What is title insurance do I need it ?

What the heck is title insurance ? Shannon Blatt talks about some reasons why using the right title company is essential to a smooth closing. Why do I need title insurance and what does it cover ? Do I need a law firm ? Name Shannon Blatt Company Title Concepts LLC E-mail Contact Shannon Blatt (Title Concepts LLC) Website http://www.titleconcepts.net Office Phone (757) 819-6682 Cell Phone (757) 705-1574 Fax (757) 819-6683 Address 870 Greenbrier Circle, Suite 202, Chesapeake, VA, 23320