Alison Creamer, Hampton Roads REALTOR®

What I learned from Joe RothChild at Keller Willams Mega Camp ( agents only )

Joe Rothchild speaks at Keller Williams Mega Camp 2010 in Austin Texas. Thank you for being on the panel at Mega Camp 2010. This was an amazing event that will help me grow to the next level in Real Estate. Joe Rothchild 2009 stats 779 sales 146.8 mil in volume 14 points he made at Mega Camp 2010 1 treat it like a job 2 dress professionally 3 manage your time focus, goals, structure daily 4 dont be a secret agent identify your self as mush as possible 5 prospect get out there 6 put marketing in place and be consistent 7 know where your leads are coming from 8 follow up consistently 9 think out side the box 10 know your competition 11 be a listing agent 12 there is no limit to your achievement 13 honesty and integrity above all 14 figure out how to replace yourself The dress for success series

Free benefits with Farm Bureau Insurance

Lee Pridgen and Alison Creamer are at the Daily Grind in Virginia Beach Town Center. Today was a podcast about Farm Bureau Insurance benefits. Did you know you can get VIP entrance and a lawn chair for the first 50 Farm Bureau Insurance clients who come to the Virginia Beach Amphitheater. Lee and I talk about how to protect your self before a hurricane. Please call Lee to talk about your insurance needs. Im sure he can help you out ! Agent (o) 757-467-0603 (c) 757-620-0361 (f) 757-467-0508 1055 Kempsville Rd Virginia Beach, VA 23464 www.FarmBureauAdvantage.com

Fannie Mae and Homepath Homes

James Walrod Lender with Union Mortgage and Alison Creamer Realtor with Keller Williams Realty are at the Daily Grind in Virginia Beach Town Center today talking about how to buy a foreclosed home using the Home Path loan. Are you looking for homes that are bargains and distressed ? Did you know the bank will give you financing and do some fixing up for you . Its a GREAT way to get the house you want and get the repairs you need in order to buy the home. If you want more information about these kinds of homes please send me an email alison@bzibee.com and Ill send you the list of homes that qualify for this. http://www.fanniemae.com/homepath/financing/index.jhtml ( information about the program ) James Walrod. 757-351-6408 Call James today to talk more about getting a loan on your next home.  NMLS 1907, NMLS 260324

You might not want to REFI right now ?

Im here are The Daily Grind in Town Center, Virginia Beach discussing refinance options with James Walrod of union mortgage. We both agree sometimes you don't want to refinance. If your saving 100 a month but it cost you 2400 to do it and you think you will be moving its not in your best interest to refinance your mortgage rate right now. James can take you through the steps to see if its really in your best intrest to refinance your home today. James Walrod. 757-351-6408 Call James today to talk more about getting a loan on your next home. James.Walrod@union-mtg.com NMLS 1907, NMLS 260324

Simple things to help you sell your home

I know this is going to sound very simple to some I have to tell you I cannot count the number of homes I have gone in and people do not see the detail cleaning that could be done. Kitchen and baths will make or break a sale many times. If your competeing with an as is sale price in your neghborhood then why would you want your home to look like its going to be an as is sale as well. Take time to clean and detail the home. Declutter and get organized. Hire a stagger to help you. If need be get some contractors in there to make your house pop with style. Simple things like new pulls and hinges in the kitchen do help. Its sometimes all the little things that make a buyer say yes. Alison Creamer Realtor, ABR, CDPE Keller Williams Realty 57-652-8880 www.bzibee.com www.alisoncreamer.com Licensed to sell Real Estate in Va

My lender said I was getting a 5.5% loan but the APR shows 6% ?

Vince Murray explains what is APR and what is your interest rate when buying a home. DO not get confused and the two numbers. Also So you REFI now or wait ? Vince Murray Tidewater Mortgage Services vmurray@twmortgage.com Phone: 757-605-4640

Price is all perspective

I was reading the Homefront article from the Virginia Pilot this weekend. Victoria Hecht had a great story about the cost of living in NYC compared to Hampton Roads. As I read the article it was apparent to me everything is perspective. Hampton Roads can be pricey if you're coming in from say Oklahoma. If you're a New Yorker then WOW you hit the jack pot when you moved here. Again its all perspective, our city sleeps, NYC does not. I hope you enjoy my take on the story and please share with me your thoughts on location and cost as you see it. Alison Creamer Realtor with Keller Williams Realty Hilltop 757-652-8880 www.bzibee.com

You booked your move online and they never showed up. What now ?

Im at the Daily Grind in Virginia Beach Town Center talking with Courtney Coe today. Not only is she a stunning you lady but a true professional in her industry. Our topic is about booking your move online and not getting what you expected . Courtney will come to you, Review what needs to be moved and put a plan together with you. The next time you think you will have an online move booked be careful they might have more fees or even worse they might never show up. How can a moving company tell you fee if they have never seen what will be moved ? Bekins Moving Courtney Coe 5827 Curlew Dr., Ste. 5 Norfolk, VA 23502 757-488-5666

I want a fixer upper can I get money for that ?

203k Streamline Rehab Loan Use this program to buy the cash only offer house that needs repairs done prior to closing to have a mortgage or the out-dated house that is perfect just stuck in the 70’s Loan Criteria: FHA loan with 3.5% down payment based on total of acquisition cost and repairs Must use an FHA approved inspector to determine estimate of repair costs Can be used to make repairs and upgrades to property after closing Appraisal value based on completed project Up to $35,000 in repairs No structural repairs allowed Can include cosmetic upgrades Construction must be complete in less than 6 months Can include monthly payments in loan amount while waiting for completion of project Must use Class A or B contractor that is licensed and insured McClean Mortgage Kevin C. Warren Senior Loan Officer 757-237-4920 860 Greenbrier Cir Suite 200 Chesapeake, VA 23320

REIN STATS

REIN, Real Estate information Network. The next few minutes you will be mesmerized by all the numbers for 2009 and 2010 June reports ! Some great points to a recovering market other point to a decline in the market. Im just wanting to see the reports for July. I think the first time buyer credit helped push all the homes to close by the end of June. Many people were fearing the loss of 8k.