What is the difference between a Mortgage Lender and a Mortgage Broker?

John Sancilio is a Senior Loan Officer and owner of Bay Mortgage, LLC. John is a licensed mortgage loan originator and has helped clients purchase and refinance their homes for more than 20 years including 6 years at a major national bank where he was a President’s Club award winner. He is a lifelong resident of Hampton Roads and a graduate of Norfolk Academy and Washington & Lee University. 

NMLS ID# 466694 (www.nmlsconsumeraccess.org)

John Sancillio 

(757) 410-9963

jsancilio@thebayway.com