Busting myths about real estate

September 29, 2016

Today's episode is a very short conversation about myth busting Real estate perception. There so many people that earn a real estate license or dream to get a real estate license and think that business is just going to come by osmosis. Trust me when I say it's going to take a minimum of 3 to 5 years for things to just flow your way. Work the hours or spend the money is the best advice I can give you. I was lucky enough to start on a strong team with an amazing mentor. My suggestion is take every class you can, treat this as a career not a job, and be willing to commit to the hours.

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Brian LaRoche - Wealth Management

September 19, 2016

This weeks podcast is with Brian LaRoche who specializes in wealth management.  

What are the areas people should focus on when starting your wealth plan?  The purpose of all savings is to build income for your future.  So the one question you should ask is.. "How does this effect my ability to create income when I retire?"
  
His speciality it talking about designing a financial plan. When you are 65-70 what will you wish you knew when you were between 30-55? How much you spend on your house has a huge impact on your financial ability to to do other things. How much should you spend on your house as a percentage of your income? What things do people not account for when owning a home?

LaRoche Wealth Management
(757) 498-1911
blaroche@financialguide.com
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What is title insurance and why you need it

September 12, 2016

What is title insurance and why is it important to purchase it!  

Podcast with Carol Hare who is Underwriting Counsel with Fidelity National Title Ins. Company.  Owner's title insurance is optional in Virginia but Carol shares some great examples of great reasons why you need to purchase it.  

When you refinance a home do you need to purchase title insurance again?  Do you have sufficient coverage?  

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Q & A with a real estate appraiser

September 12, 2016
I had the pleasure of chatting with Betsy Hughes, SRA with BK Appraisals.   Appraisers holding the SRA designation have met rigorous requirements relating to education, testing, experience and demonstration of knowledge, understanding, and ability. This designation sets her apart from the typical residential appraiser. In order to maintain the designation continuing education above the state requirements is required.

We asked some of our listeners what things do you want to ask a real estate appraiser:

What are the requirements that a real estate appraiser is looking for when determining the appraised market value?

Does it help for a real estate agent to forward upgrades and comparables to help determine sales price?

What are the value of swimming pools and acreages? 

What are the adjustments for bedroom count?  

(757) 219-2838

 
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